It is our conviction that the best financial advice balances risk with protection. At Pure we always give advice that balances short-term gain with long-term peace of mind and prosperity.
Best practice suggests that you have appropriate protection to cover your mortgage commitment in case of redundancy, sickness, critical illness and death. At Pure we search the whole of the market place to ensure that you secure the right amount of protection at the best price.
In the case of death or terminal illness, to yourself or partner, we will come up with a comprehensive recommendation with regards the amount of cover and over what term. We will then go on to identify products that will give the loved one a much needed lump sum or regular income, to protect the standard of living, for themselves and other dependants.
Critical Illness cover is an increasingly popular category of cover. It is estimated one in three people will develop some form of cancer (1). Between the ages of 30 and 60, one in four people will suffer from a critical illness (2). This protection guarantees you a lump sum which can be used to cover medical expenses and also provide a safety net of monies during your recovery period.
1 Cancer Research Incidence.
2 Datamoniter UK Health Insurance 2003.
The type of insurances we can review are:
- Mortgage life assurance and Family Protection life assurance
- Critical illness cover
- Earnings Protection (Income Protection and Accident, Sickness and Unemployment)
- Buildings and Contents Insurance
- Business Insurance (Key man cover)
If you would like Pure to help you understand your pension situation or if you want to start paying into a pension please click here.
There are other products available designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk
Pure Financial Services Ltd is an appointed representative of Intrinsic Independent Limited, which is authorised and regulated by the Financial Conduct Authority. Intrinsic Independent Limited is entered on the FCA’s website FCA under reference 217742